Wealth creation: Property, portfolios and planning
Creating wealth isn’t just about working hard and paying off your mortgage. It’s about investing your money wisely so it grows - preferably without much effort on your part. At QBG, we’re wealth creation experts. We can help you find the best way to invest your hard-earned dollars, manage your money as it grows, and help you adapt your investments as your circumstances change.
Wealth creation includes traditional investment pathways like shares and property investment, as well as overarching financial planning and cash management.
Getting ahead: Financial Planning and investment strategy
Before you start your wealth creation journey, you need to know where you’re heading. At QBG, we start by examining your assets, debts and insurances to get an overall picture of your financial situation. When we know what you have and what you’re looking for, we can give you relevant investment advice.
Property pays: Property investment
Rental and commercial property investments provide regular income in the form of rent, and have the potential to make significant amounts of money through capital gains - that is, selling the property at a higher price than you originally paid.
However, property isn’t a quick investment, and it doesn’t guarantee a return. If you end up with a property that’s difficult to rent or sell, it becomes a liability rather than an asset.
QBG can guide you through the property investment process, from selecting a mortgage to making an offer. We have years of experience in the property market, so we’re able to give relevant advice about the best way to get a return on your investment.
Getting your share: Share broking and managed portfolios
Buying shares is one of the best-known pathways to wealth creation. When you buy shares, you technically own part of a company. For example, if you owned 100 shares in a company that had 10,000 overall, then you would own one percent of that company.
Shares make you money through regular dividends paid to shareholders, or by increasing in value before you sell them. Of course, the risk is shares dropping in value, which can potentially lose you money.
Making more of your shares: Managed portfolios
Buying shares in a single company leaves you at the mercy of fluctuations in that company’s share price and profit margins. A diversified portfolio includes shares in a range of companies - both high and low risk - which spreads your risk and increases your return.
But creating and managing an effective portfolio requires complex strategies, insider information, and a high level of knowledge. That’s why QBG offers a portfolio management service. We have a fine-tuned system designed to meet your preferences for risk, time, and returns. You’ll also be regularly updated so you always know what’s going on with your money.
Funds, deposits and savings: Cash management
Savings accounts, term deposits and cash management funds sound very different. But they’re all methods of investment that offer low risk, predictable returns, and ease of access.
Savings accounts accrue interest over time, and can be a good way to access cash in an emergency. Term deposits work through a bank, with a set investment period and fixed interest rate. Cash management funds go into a pool of money, which is then invested in very safe shares and securities.
Want grow your wealth? Get advice from the experts now.